Market snapshot

Florida E&S Market Snapshot: April 2025

Surplus lines premium, policy counts, and coverage-line breakdown for Florida, sourced from the FSLSO FL Monthly Premium Report.

Data as of 2025-04 · report_date 2026-04-30 · source: FSLSO FL Monthly Premium Report, April 2026

April 2025 premium
$1.96B
No prior-year data
April 2025 policies
145,044
No prior-year data
Avg. premium / policy
$13,523
No prior-year data

Monthly premium, all coverage lines

2025Prior years
$0$601.98M$1.20B$1.81B$2.41B January 2025: $1,362,673,373 premium, 127,869 policies$1.36BJan '25February 2025: $1,142,751,345 premium, 125,479 policiesFeb '25March 2025: $1,470,912,172 premium, 131,543 policiesMar '25April 2025: $1,961,471,936 premium, 145,044 policiesApr '25May 2025: $1,886,556,336 premium, 151,452 policiesMay '25June 2025: $2,093,849,915 premium, 173,036 policies$2.09BJun '25January 2026: $1,146,936,565 premium, 122,642 policiesJan '26February 2026: $1,138,030,200 premium, 137,486 policiesFeb '26March 2026: $1,719,497,138 premium, 167,775 policiesMar '26April 2026: $1,803,151,424 premium, 172,473 policiesApr '26May 2026: $1,674,439,815 premium, 177,627 policiesMay '26June 2026: $1,877,013,891 premium, 204,624 policies$1.88BJun '26
View as table
FL surplus lines premium and policy count by month
MonthPremiumPolicies
January 2025$1,362,673,373127,869
February 2025$1,142,751,345125,479
March 2025$1,470,912,172131,543
April 2025$1,961,471,936145,044
May 2025$1,886,556,336151,452
June 2025$2,093,849,915173,036
January 2026$1,146,936,565122,642
February 2026$1,138,030,200137,486
March 2026$1,719,497,138167,775
April 2026$1,803,151,424172,473
May 2026$1,674,439,815177,627
June 2026$1,877,013,891204,624

Top coverage lines: April 2025

No coverage-line breakdown published for this month.

Summary

Florida's surplus lines market wrote $1.96B in premium across 145,044 policies in April 2025.

Average premium per policy was $13,523.

Statistics derived from the FSLSO FL Monthly Premium Report (April 2025). QueryLines is not affiliated with or endorsed by any state stamping office.

Figures reflect the April 2025 publication (report_date 2026-04-30). Stamping offices periodically restate prior figures; QueryLines tracks each restatement by report_date rather than overwriting history; the report_date query parameter on the API exposes prior publications.

$ curl -s "https://api.querylines.com/v1/premium?state=FL&from=2025-04&to=2025-04"
$ claude mcp add --transport http querylines https://api.querylines.com/mcp