Market snapshot
Florida E&S Market Snapshot: June 2025
Surplus lines premium, policy counts, and coverage-line breakdown for Florida, sourced from the FSLSO FL Monthly Premium Report.
Data as of 2025-06 · report_date 2026-06-30 · source: FSLSO FL Monthly Premium Report, June 2026
Monthly premium, all coverage lines
View as table
| Month | Premium | Policies |
|---|---|---|
| January 2025 | $1,362,673,373 | 127,869 |
| February 2025 | $1,142,751,345 | 125,479 |
| March 2025 | $1,470,912,172 | 131,543 |
| April 2025 | $1,961,471,936 | 145,044 |
| May 2025 | $1,886,556,336 | 151,452 |
| June 2025 | $2,093,849,915 | 173,036 |
| January 2026 | $1,146,936,565 | 122,642 |
| February 2026 | $1,138,030,200 | 137,486 |
| March 2026 | $1,719,497,138 | 167,775 |
| April 2026 | $1,803,151,424 | 172,473 |
| May 2026 | $1,674,439,815 | 177,627 |
| June 2026 | $1,877,013,891 | 204,624 |
Top coverage lines: June 2025
| Coverage line | Premium | Policies | Avg. premium / policy |
|---|---|---|---|
| COMMERCIAL PROPERTY | $1,040,000,000 | 35,148 | $29,589 |
| COMMERCIAL GENERAL LIABILITY | $270,800,000 | 24,999 | $10,832 |
| EXCESS COMMERCIAL GENERAL LIABILITY | $119,900,000 | 3,666 | $32,706 |
| COMMERCIAL PACKAGE | $86,600,000 | 9,641 | $8,982 |
| HOMEOWNERS-HO-3 | $72,800,000 | 11,749 | $6,196 |
| WINDSTORM AND/OR HAIL-COMMERCIAL | $48,900,000 | 2,218 | $22,047 |
| BUILDERS RISK-COMMERCIAL | $33,700,000 | 776 | $43,428 |
| MISCELLANEOUS E&O LIABILITY | $28,800,000 | 1,874 | $15,368 |
| CYBER LIABILITY | $26,600,000 | 2,801 | $9,497 |
| FLOOD-PERSONAL | $24,500,000 | 18,757 | $1,306 |
Summary
Florida's surplus lines market wrote $2.09B in premium across 173,036 policies in June 2025.
COMMERCIAL PROPERTY led all coverage lines at $1.04B in premium, followed by COMMERCIAL GENERAL LIABILITY and EXCESS COMMERCIAL GENERAL LIABILITY.
Average premium per policy was $12,101.
Statistics derived from the FSLSO FL Monthly Premium Report (June 2025). QueryLines is not affiliated with or endorsed by any state stamping office.
Figures reflect the June 2025 publication (report_date 2026-06-30). Stamping offices periodically restate prior figures; QueryLines tracks each restatement by report_date rather than overwriting history; the report_date query parameter on the API exposes prior publications.
$ curl -s "https://api.querylines.com/v1/premium?state=FL&from=2025-06&to=2025-06"
$ claude mcp add --transport http querylines https://api.querylines.com/mcp